Total Points determines the number of points that you achieved by posting various articles. Total Points indicates your position in site. i.e. Membership Levels. Total points is NOT equal to Cash Credits or money.
Cash credits are eqal to the money in rupees which puneSpider gives to members who posts self written articles, business posts and resources. You can check our old member's contribution who recieved cash credits for their resources. Members will get their cash money or cash credits once they reach at Redeem level. For example: If you have 50 cash credits in your profile, then you balance is Rs.50/-.
All the best.
Webmaster - PuneSpider.com
Cash credits are extra money (not adsense revenue) given by webmasters/editors to posts having good quality.
Total points are just points awarded to posts to check member activity and member level.
You may get cash credits for posts having more points but the decisions are taken by Webmasters/Editors depending on the quality of post.
thanks, for your informations Mahesh ji